Student Accounts

Student Accounts Office

Tuition And Fees Schedule:

All Tuition And Fee Rates Are Subject To Change Without Notice.

General Fees: All Students

Doctor of Chiropractic Program

Graduate Program

Undergraduate Program

Distance/Online Education Fees:

Undergraduate Program

Graduate Program

International Student Assistance

All eligible International Students will receive 20 percent tuition assistance. In order to qualify, students must:

1. Be on a foreign student VISA, ineligible for U.S. student aid
    
2. Have a zero account balance
    
3. Student must be eligible to be enrolled full time at Life University (in good standing with U.S. Citizenship and Immigration Services – USCIS)
    
4. Maintain the following minimum cumulative grade point average:
   D.C. - 2.00
   Master’s - 3.00
   Undergraduate - 2.00

Forms of Identification - This is required by the Federal Government

Student is required to show the following forms of identification;

• Permanent Foreign Address
   
• Passport or (F1) Visa
   
• Social Security Card
   
• Driver’s License
   
• I - 94
   
• I – 20

Payment Policy

All tuition and fees are due and payable upon registration, but not later than the end of the second week (Friday) of classes each quarter.

If awarded financial aid falls short of total charges for the quarter, the student is responsible for the difference. The financial aid eligible student may wish to contact the Financial Aid Office to determine the possibility of receiving additional financial aid.

Failure to pay all charges due on a student’s account will restrict his/her ability to register for future quarters, receive (order/send) official transcripts and diplomas or graduate.

If full tuition and fee payments are not made, the student will be disenrolled. This will result in the student not being eligible to continue to participate in classes and/or the clinic in the disenrolled quarter. Also, the student will be assessed a 25 percent disenrollment charge based upon the remaining unpaid tuition incurred in the dis-enrolled quarter.

Unpaid Balances

Any unpaid balances owed to Life University will prevent transcripts from being released. You will also be blocked from registration. If you leave Life University with unpaid debts, you will be subject to formal collection procedures which will include collection fees, attorney’s fees and interest charges.

Neither your diploma nor your transcript will be released until after all financial obligations to the University have been met. 

Direct Deposit (MANDATORY)

Life University is pleased to provide direct deposit for all living expense disbursements. To have your financial aid deposited directly into your U.S. checking account, visit the Student Advocacy Desk or visit the Student Accounts’ website to enroll. 

If you have any questions, please contact us at (770) 426-2667 Option #3 for Student Accounts. 

Returned (Bad) Check Policy

Any check returned to Life University due to insufficient funds, payment stopped or a closed account may result in disciplinary action against the student, including possible dis-enrollment. The issuance of a check which is returned may constitute deposit account fraud under Georgia law, which is either a misdemeanor or a felony, depending on the circumstances. Punishment for a misdemeanor conviction may include a fine ranging from $100 to $1,000 and imprisonment for a period not to exceed 12 months. Punishment for a felony may include a fine of $1,000 and imprisonment for a period of one to five years.

The issuer of a returned check is subject to a service charge of $50 or 5 percent of the face amount of the check, whichever is greater (maximum charge is $50.00).

Under Georgia law, the University also has the right to file a civil suit against the maker of a returned check for two times the amount of the check, not to exceed $500. A second offense may subject the offender to dis-enrollment from the University.

Student Accounts Office

Life University endeavors to maintain student costs of education at the lowest level without sacrificing quality. In order to provide the lowest student cost, other sources of income, such as contributions from interested alumni and friends, are actively sought. Life University remains a private, non-profit institution and receives no direct support from government funds. A listing of all fees is available in the University’s Academic Catalog.

The following policies apply to all students in all programs of study. The University and its various divisions and departments reserve the right to modify and change requirements, rules and fees. Such regulations shall go into effect without prior notice whenever deemed appropriate by the University.

Fair and equitable refund policy for withdrawal from all classes

The process used to determine the student’s informal/unofficial withdrawal date. If a student fails to notify Life University that he or she has stopped attending classes, then Life University will determine the student’s withdrawal date by routinely monitoring their attendance. This monitoring includes attendance records of instructors, “sitting” for exams, computer-assisted instruction, counseling or academic advisement.

In accordance with the Higher Education Amendments of 1992, Life University’s “fair and equitable refund policy” is as follows:

Life University will provide a refund applicable to the federal withdrawal refund calculation, if the student has withdrawn on or before the 60-percent point of the quarter.

If a student withdraws after the 60-percent point of the quarter, no refund is applicable. For students enrolled in the full-quarter, 11-week classes, the after-60-percent point of the quarter is the 46th day (Thursday of Week 7).

For students enrolled in the 5-week accelerated classes, the after-60-percent point of quarter is the 23rd day (Tuesday of Week 4, first 5 weeks, and Thursday of Week 9, second 5 weeks).

For Graduate students enrolled in the Summer Quarter 6-week classes, the after-60-percent point of the quarter is the 25th day (Thursday of Week 4).

Life University will provide a copy of the refund calculation to the student upon request at the Student Accounting Office.

Financial Aid Funds Disbursement Policy

Quarterly initial disbursements for Sub & Unsub Loans, Perkins, Pell, SEOG grant and GTG will begin in the first week of classes.

Life University will release living expense direct deposits to students only after verifying students’ attendance status and making sure no financial or academic holds are on their records.

All unpaid tuition/fees and other university debts (such as but not limited to lab fees, institutional charges and student housing) are deducted from students’ financial aid before disbursement.

A student’s living expense funds may be available on the first Monday of the each quarter if the following are true:

1. As of the Wednesday before the quarter begins, either
   1. a DC student, registered, or
       
   2. an undergraduate, registered, or
       
   3. a master’s student, registered, and
       
2. The student is making Satisfactory Academic Progress (as defined by the Financial Aid Office), and
    
3. Financial aid funds have been disbursed to Life University.

However, if a living expense disbursement is received on the first day of the quarter and then the student drop hours before Monday of the third week, an over-payment will occur. Federal Regulations require that the Office of Financial Aid notify the Office of Student Accounts to send back the amount of over-payment due to the drop in hours. (See Disbursement Policy above.)

Graduate Plus loans and University Scholarships are processed during the second week of the quarter.

Living Expense Refund

Direct Deposits will be made available when all proceeds have been received and all eligibility requirements for Financial Aid programs have been met, and in accordance with Federal Regulations related to Title IV funds, which are:

• No later than 14 days after the first day of class if Federal funds are credited on or before the first day of class. - Or -
   
• No later than 14 days after the credit balance occurred if the funds were credited after classes began.

Emergency Loan Procedure

1. Students may receive no more than two emergency loans per fiscal year (fall quarter through the following summer quarter).
2. Students may receive no more than $500 for each emergency loan.
3. Rent payments (current or past due), utility bills, food and gas do not constitute emergencies.
4. Possible emergencies include:
   1. Serious illness in family (cost of travel to family’s home)
       
   2. Death in the family (cost of travel to funeral)
       
   3. Emergency medical or dental care for student
       
   4. Emergency repair for student’s automobile necessary for the car to function
       
   5. Loss of home and/or belongings in fire or other natural disaster
5. Students must provide clear concise documentation of the occurrence and associated costs surrounding their emergencies.
    
6. Students must have a clear method of repayment and the loan must be repaid prior to transmittal of financial aid for the following quarter.

BUDGET WISELY:

Pay ahead on rent and auto insurance and save money for Boards.

Refund Policy for Dropped Courses

Refund of tuition and refundable fees shall be made according to the following schedule upon the formal, voluntary, approved drop from a course or courses:

1. 100%, if drop is made on or before the first five days (first two days of second 5 week courses) of the quarter;
    
2. 90%, if drop is made between the sixth and 11th day (second - ninth for second 5 week courses) of the quarter;
    
3. 50%, if drop is made between the 12th and 18th day (ninth - 16th for second 5 week courses) of the quarter;
    
4. 25%, if drop is made between the 19th and 39th day (19th - 25th for first 5 week courses and 17th - 23rd for second 5 week courses) of the quarter; and
    
5. no refund will be made after the 39th day (25th for 5 week courses or 23rd for second 5 week courses) of the quarter.

No refund of tuition or fees is made for dropped courses when a student is dismissed, suspended or expelled for disciplinary reasons. Students who plan to skip one or more quarters should notify the Registrar in writing.

If financial aid in any form is received, the refund may be returned to that source of funding in proportion to the amount paid toward tuition.

The University and its various divisions and departments reserve the right to modify and change requirements, rules and fees without prior notice.

Refunds and Return of Financial Aid for Withdrawal from all Classes

For students who have followed the withdrawal procedures outlined in the “Academic Policies and Information” section of this catalog, the date the student notified the University of their intent to withdraw will be the official date of withdrawal.

If a student fails to notify Life University that they have stopped attending classes, then Life University will attempt to determine the student’s withdrawal date by checking attendance records. In the event that the last day of attendance can not be determined, the mid-point of the quarter will be used.

In accordance with the Higher Education Amendments of 1998, Life University will provide a refund that matches the federal return of Title IV funds if the student has withdrawn on or before the 60-percent point of the quarter.

Students receiving federal Title IV financial assistance will be subject to a “Return of Title IV Funds” calculation. This calculation determines the percentage of the quarter completed, the percentage of federal financial aid earned, and the amount of federal financial aid that must be returned by the University and by the student. Depending upon the types and amounts of financial aid received and the date of withdrawal, the student may be required to repay some of the financial aid previously received.

If the official withdrawal date is after the “60-percent” point of the quarter, no return of Title IV funds will be required. Samples of “Return of Title IV Funds” calculations are available upon request from either the Offices Financial Aid or Student Accounting.

Refund Withdrawal Priority

Life University will refund the appropriate amounts according to the specific order of priority as prescribed in the law and regulation. Refunds will be made to the source for any student who receives any form of financial aid and totally withdraws, in descending order, and in proportion to the amount paid toward tuition as described below:

1. DIRECT UNSUB
    
2. DIRECT SUB
    
3. PERKINS LOANS
    
4. PLUS (Graduate Student)
    
5. PLUS (Parent)
    
6. PELL
    
7. SEOG
    
8. OTHER FEDERAL AID
    
9. HOPE SCHOLARSHIP
    
10. GA TUITION EQUALIZATION GRANT
     
11. OTHER FINANCIAL AID
     
12. STUDENT 

No refund of tuition or fees is made for withdrawn courses when a student is dismissed, suspended or expelled for disciplinary reasons. Students who plan to skip one or more quarters should notify the Registrar in writing.

If financial aid in any form is received, the refund will be returned to that source of funding in proportion to the amount paid toward tuition.

The University and its various divisions and departments reserve the right to modify and change requirements, rules and fees without prior notice.